Gem By Latitude

0% Interest Plan for 12 months*

Available on a Gem Visa credit card.

Minimum purchase $250.

Minimum monthly payments required. Exclusions may apply.

Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends.

Existing customers can shop using a Gem Visa,or Gem CreditLine card.

No deposit and no penalty if you pay out your plan earlier

Conditions,fees and charges apply

*Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), may not be sufficient to repay the purchase amount(s) during the interest free term. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.